At Gary Bean Securities, we believe that privacy is important. We are committed to protecting your privacy in order to ensure that the confidentiality, security and accuracy of your personal information are maintained at all times.

As of January 1, 2004, new privacy legislation came into effect. Therefore, we want to clearly explain why we ask for your personal information, how we use the information, who we disclose personal information to and our commitment to your privacy.

What is Personal Information?

Personal information is any information that could specifically identify an individual. Examples include your address, Social Insurance Number, date of birth, personal financial records and employment information.

Why do we collect your personal information?

We collect personal information primarily through our new Client Application Form. When you provide us with your personal information, you consent to our collection, use, retention and disclosure of your information for the following purposes:

• to understand and service your financial needs
• to determine investment strategies and financial products most appropriate for you
• to inform you about products and services that may meet your financial objectives and that we believe may be of interest to you
• to provide you with on-going service and to answer any questions you may have about your account(s)
• to verify your identity and to protect you and Gary Bean Securities against error and fraud
• to satisfy legal and regulatory requirements
• to otherwise carry out normal business operations

Who do we disclose your personal information to?

We may provide your personal information to other parties, such as service providers, who assist us in serving you and to other persons where we are required or permitted to do so by law. We may also provide your personal information to other persons where we have your consent.

Our Commitment to Your Privacy

We maintain security standards and procedures at Gary Bean Securities to protect your personal information. We will retain your personal information only for the time it is required for the purposes we explain or as required by law. We will provide you with reasonable access to your personal information on record and will make every reasonable effort to keep your personal information accurate and up-to-date.

By opening an account with us, you are providing your consent for us to collect, use and release your personal information. If at any time you wish to withdraw this consent, please advise us. However, please note that withdrawing consent may mean that we will be unable to provide certain services to you. Feel free to contact our Chief Privacy Officer for further information or clarification.

Gary Bean Securites Privacy Principles

Accountability

We have appointed a Chief Privacy Officer who is responsible for the protection of all personal information within Gary Bean Securities.

Indentifying Purposes

We identify the purposes for which personal information is collected at or before the time it is collected.

Consent

We obtain consent for the collection, use or disclosure of personal information, except where inappropriate.

Limiting Collection

The collection of personal information shall be limited to that which is necessary for the purposes identified.

Limiting Use, Disclosure and Retention

Personal information shall not be used or disclosed for purposes other than those for which it was collected, except with the consent of the individual or as required by law. Personal information will only be retained for as long as necessary for the fullfillment of those purposes.

Accuracy

We will make reasonable efforts to ensure information is accurate, complete and up-to-date.

Safeguards

We protect your personal information with the appropriate security safeguards.

Openness

We will make available our policies and procedures relating to the management of personal information.

Individual Access

Upon written request, an individual has the right to access personal information held by us and to challenge the completeness or accuracy of the information and have it amended as appropriate.

Challenging Compliance

If you have any questions about privacy and confidentiality, or any concern about the way a request for personal information is handled, please contact the Chief Compliance Officer directly.

Questions or Concerns?

If you require further information, please contact our Chief Privacy Officer at the address listed below:

Chief Privacy Officer
588 Main Street South, Exeter, Ontario
N0M 1S1

Fax 519-235-4813
Phone 519-235-4099
Toll Free 800-710-5216